Chase Bank Offers Up to $3,000 for New Accounts Until 2026

Chase Bank has introduced a promotion that allows customers to earn up to $3,000 by opening a new account before January 21, 2026. To qualify for this substantial bonus, customers need to open a Chase Private Client Checking account and deposit a minimum of $500,000. This offer is designed to attract customers with mid-to-high income levels, but the details are crucial for those considering participation.

In order to receive the maximum bonus of $3,000, customers must meet specific deposit thresholds. The bonus structure is tiered as follows: depositing over $500,000 qualifies for the full amount, while deposits between $250,000 and $499,999 yield a $2,000 bonus, and deposits of $150,000 to $249,999 qualify for $1,000.

To initiate the process, customers are required to meet with a private banker, ensuring that their funds are either new deposits or transferred assets from outside Chase. After opening the account, customers have 45 days to complete their deposit.

Eligibility and Restrictions

It is important to note that not all accounts qualify for this promotion. Eligible accounts include personal checking, personal savings, and non-retirement accounts at J.P. Morgan Wealth Management. Conversely, accounts that do not qualify for this promotion include personal and business Chase CDs, business checking and savings accounts, as well as JP Morgan Self-Directed Investing and Wealth Management Personal Advisors accounts.

In addition to the financial bonus, opening a Chase Private Client Checking account offers several other benefits. These include access to higher transaction limits, potential discounts on auto loan rates of 0.25%, and the support of a dedicated private banker. Customers will also gain entry to exclusive events, including cultural and sporting experiences, as well as seminars led by financial experts from J.P. Morgan.

According to a rating from NerdWallet, this promotion has garnered a score of 3.3 out of 5 stars. While the offer is appealing, there are considerations to keep in mind, such as potentially high overdraft fees and monthly account fees that can be avoided if certain conditions are met.

Experts suggest that this promotion is particularly suitable for customers who value access to numerous physical branches, do not require the highest deposit rates, and can maintain the necessary balance to bypass monthly fees.

In summary, Chase Bank’s latest promotion presents a significant opportunity for potential customers willing to make substantial deposits. With a range of additional benefits and a structured bonus system, this offer could be an attractive option for those seeking enhanced banking services.